Moving to the UK on a Skilled Worker visa can feel exciting — new opportunities, a stable income, and the hope of building a long-term future. But when it comes to buying a home, many people discover that getting approved for skilled worker visa mortgages is not always simple.

For many newcomers, the challenge isn’t the job or income. The challenge is understanding the UK mortgage system, proving stability, and finding lenders who truly understand your situation.

Let’s break it down in a simple, practical way.

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Last Update: December 29, 2025